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One of the few waterfront homes in Palmetto Bay under $1.2 million that offers top-rated schools, a private guest suite with its own entrance, impact protection, transferable warranties, and a true South Florida lifestyle with a pool, entertaining space, and room for multigenerational living. This spacious 4-bedroom, 3-bathroom waterfront pool home offers the space, flexibility, and peace of mind buyers are looking for. Set on the water with a backyard pool, this home is designed for true South Florida living, whether you are entertaining, relaxing outdoors, or enjoying the privacy of your own backyard oasis. The flexible layout includes a private downstairs bedroom and full bathroom suite with its own refrigerator, washer, dryer, sink, and separate entrance. This setup is ideal for extended family, in-laws, older children, guests, or a private work-from-home space. Additional features include a 2-car garage, impact windows and doors, accordion shutters, and transferable warranties including roof leak coverage, appliance and mechanical systems coverage, plumbing, electrical, mold, and wood infestation coverage. Located near top-rated schools, restaurants, shopping, and everything Palmetto Bay has to offer. A rare waterfront opportunity with built-in flexibility in one of Miami’s most desirable communities. Some photos are virtually enhanced/AI generated.